数据标签服务
数据
收单机构
发卡机构
综合数据服务平台通过调用标签服务平台接口,上送自然人身份证号,得到当月对应自然人名下卡片级消费能力(银行卡对应的消费评级)和持卡人级别的综合消费能力(持卡人消费评级)。
服务对象

仅限机构用户,开发者用户不可用。

产品详情

基于银联1.5亿人卡对应关系,整合数据,以身份证为入参,返回人级标签。同时基于银联6亿手机号卡号对应关系,整合数据,以手机号为入参,返回对应脱敏卡号标签。


应用场景

银联基于海量数据,供合作伙伴打造客户画像标签体系,精准筛选人群。广泛应用在信用评估、精准营销、精准扶贫、新业务运营观察等场景。

产品亮点

20180929145415.png

接入流程

1.目前该产品API仅面向特定的应用方提供服务,如有相关需求,请发送邮件至业务接口人说明相关使用需求;

2.应用方用户请提供相关银联入网证明材料;开发者用户请提供身份证相关信息;

3.技术联调,可参照开放平台在线《OpenAPI指南-接入指南》


具体开发接入请查看“数据标签服务 ”文档资源进行下载
应答码参照
应答码 描述 解决方案
0000 处理成功 展开详情
暂无
1001 处理失败 展开详情
暂无
9006 您的账号不具备当前产品请求权限,如有权限,可重新获取该产品Token后再尝试。 展开详情
暂无
9007 app_id与app_secret验证失败 展开详情
暂无
9008 您的Token已过期,请重新获取Token。 展开详情
暂无
9009 您的Token信息非最新Token,请确保您的系统中使用的是最新的Token值。 展开详情
暂无
9010 您的签名密钥未设置,请登录银联开放平台(open.unionpay.com)确认相关配置 展开详情
暂无
9901 您的IP(XXX.XXX.XXX.XXX)没有登记,请登录银联开放平台(open.unionpay.com)进行白名单登记。 展开详情
暂无
9902 您的IP(XXX.XXX.XXX.XXX)已被限制访问,请登录银联开放平台(open.unionpay.com)提交申诉请求。 展开详情
暂无
9904 您的 IP(XXX.XXX.XXX.XXX)不属于你设置的开发IP列表,请登录银联开放平台(open.unionpay.com)确认相关配置 展开详情
暂无
9905 请求参数值有误,请确认请求参数信息 展开详情
暂无
9911 您的签名信息验证不通过,请检查您的签名实现是否符合银联开放平台(open.unionpay.com)提供的签名规则。 展开详情
暂无
9912 您的报文格式有误,要求报文符合JSON数据格式 展开详情
暂无
9913 你的报文数据有误,未通过数据信息校验,具体原因视业务需求 展开详情
暂无
9914 您的报文无法解密,请检查您在银联开放平台(open.unionpay.com)上提供的RSA公钥是否正确。 展开详情
暂无
9917 您的账号不具备当前产品API请求权限,请联系相关业务接口人。 展开详情
暂无
9991 银联开放平台系统内部错误:产品服务调用失败 展开详情
暂无
9992 银联开放平台系统内部错误:产品服务系统未知错误 展开详情
暂无
9993 银联开放平台系统内部错误:产品服务未注册至服务中心 展开详情
暂无
9994 银联开放平台系统内部错误:产品服务参数错误 展开详情
暂无

1. 获取token

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/token?app_id=[value]&app_secret=[value]

应答JSON报文体:
{
“respCd”:“0000”
“respMsg”:“成功”
“token”: “”,
“expire_in”:7200
}


2.  商户月度标签查询

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/ mchntMonthTags?token=[token]&sign=[sign]&ts=[ts]

请求JSON报文体:
{
    "mchntCd":"001321254110210",
    "startDate":"201701",
    "endDate":"201801",
   "columns":"card_accptr_nm_num,card_city_num,card_prov_num,cnt_1_card_num,cnt_2_card_num,cnt_3_card_num,cnt_4_card_num,cnt_5_6_card_num,cnt_7_10_card_num,cnt_gt_10_card_num,consume_at,consume_cnt,first_card_city_id,first_card_prov_id,first_mcc,first_mcc_desc,first_trans_dt,major_card_accptr_nm_addr,major_conn_md,max_card_consume_at,max_card_consume_cnt,mcc_num,prd_cancel_at,prd_cancel_cnt,prd_credit_card_at,prd_credit_card_cnt,prd_settle_at,prd_settle_cnt,settle_at,settle_cnt,term_num"
}
应答JSON报文体
{
        "data":{
                "201709":{},
                "201708":{},
                "201705":{},
                "201704":{},
                "201707":{},
                "201706":{},
                "201712":{},
                "201701":{
                        "consume_at":"2410",
                        "mcc_num":"1",
                        "cnt_3_card_num":"0",
                        "prd_settle_at":"2410",
                        "first_mcc":"5411",
                        "card_accptr_nm_num":"1",
                        "first_trans_dt":"\\N",
                        "first_mcc_desc":"大型仓储式超级市场",
                        "prd_credit_card_cnt":"1",
                        "cnt_1_card_num":"1",
                        "first_card_prov_id":"3000",
                        "settle_cnt":"1",
                        "prd_cancel_at":"0",
                        "cnt_gt_10_card_num":"0",
                        "prd_cancel_cnt":"0",
                        "settle_at":"2410",
                        "cnt_4_card_num":"0",
                        "term_num":"1",
                        "max_card_consume_at":"\\N",
                        "major_conn_md":"\\N",
                        "major_card_accptr_nm_addr":"江苏时代超市乐天玛特泰州九
州店",
                        "prd_credit_card_at":"2410",
                        "max_card_consume_cnt":"\\N",
                        "cnt_2_card_num":"0",
                        "consume_cnt":"1",
                        "card_city_num":"1",
                        "first_card_city_id":"3160",
                        "prd_settle_cnt":"1",
                        "card_prov_num":"1",
                        "cnt_7_10_card_num":"0",
                        "cnt_5_6_card_num":"0"
                },
                "201711":{},
                "201703":{},
                "201801":{},
                "201702":{},
                "201710":{}
        },
        "respCd":"0000"
}


3.  商户天度标签查询

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/mchntDayTags?token=[token]&sign=[sign]&ts=[ts]

请求JSON报文体:
{
    "mchntCd":"310310154110743",
    "startDate":"20190107",
    "endDate":"20190206",
    "columns":"ap_prod_settle_at,ap_prod_settle_cnt,hw_prod_settle_at,hw_prod_settle_cnt,mi_prod_settle_at,mi_prod_settle_cnt,mobile_pay_settle_at,mobile_pay_settle_cnt,nopwd_petty_settle_at,nopwd_petty_settle_cnt,notouch_settle_at,notouch_settle_cnt,qr_bs_prod_at,qr_bs_prod_cnt,qr_zs_prod_at,qr_zs_prod_cnt,settle_at,settle_cnt,ss_prod_settle_at,ss_prod_settle_cnt,"
}
应答JSON报文体
        "data":{
                "20190109":{},
                "20190205":{},
                "20190128":{},
                "20190127":{},
                "20190204":{},
                "20190108":{
                        "qr_bs_prod_at":"2400",
                        "ap_prod_settle_cnt":"0",
                        "nopwd_petty_settle_at":"0",
                        "qr_zs_prod_cnt":"0",
                        "mi_prod_settle_cnt":"0",
                        "ss_prod_settle_at":"0",
                        "mobile_pay_settle_cnt":"0",
                        "notouch_settle_at":"0",
                        "qr_bs_prod_cnt":"1",
                        "mi_prod_settle_at":"0",
                        "notouch_settle_cnt":"0",
                        "ss_prod_settle_cnt":"0",
                        "settle_cnt":"1",
                        "nopwd_petty_settle_cnt":"0",
                        "qr_zs_prod_at":"0",
                        "hw_prod_settle_at":"0",
                        "ap_prod_settle_at":"0",
                        "hw_prod_settle_cnt":"0",
                        "settle_at":"2400",
                        "mobile_pay_settle_at":"0"
                },
                "20190107":{
                        "qr_bs_prod_at":"2400",
                        "ap_prod_settle_cnt":"0",
                        "nopwd_petty_settle_at":"0",
                        "qr_zs_prod_cnt":"0",
                        "mi_prod_settle_cnt":"0",
                        "ss_prod_settle_at":"0",
                        "mobile_pay_settle_cnt":"0",
                        "notouch_settle_at":"0",
                        "qr_bs_prod_cnt":"1",
                        "mi_prod_settle_at":"0",
                        "notouch_settle_cnt":"0",
                        "ss_prod_settle_cnt":"0",
                        "settle_cnt":"1",
                        "nopwd_petty_settle_cnt":"0",
                        "qr_zs_prod_at":"0",
                        "hw_prod_settle_at":"0",
                        "ap_prod_settle_at":"0",
                        "hw_prod_settle_cnt":"0",
                        "settle_at":"2400",
                        "mobile_pay_settle_at":"0"
                },
                "20190129":{},
                "20190206":{},
                "20190201":{},
                "20190124":{},
                "20190123":{},
                "20190203":{},
                "20190126":{},
                "20190125":{},
                "20190202":{},
                "20190120":{},
                "20190122":{},
                "20190121":{},
                "20190117":{},
                "20190116":{},
                "20190119":{},
                "20190118":{},
                "20190113":{},
                "20190112":{},
                "20190115":{},
                "20190114":{},
                "20190131":{},
                "20190130":{},
                "20190111":{},
                "20190110":{}
        },
        "respCd":"0000"
}


4.  商户属性标签查询

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/mchntNoDateTags?token=[token]&sign=[sign]&ts=[ts]

请求JSON报文体:
{
    "mchntCd":"102310054110288",
    "columns":"first_mobile_pay_settle_dt,first_nopwd_petty_settle_dt,first_notouch_settle_dt,first_qr_bs_settle_dt,first_qr_zs_settle_dt,"
}
应答JSON报文体
{
        "data":{
                "first_notouch_settle_dt":"\\N",
                "first_mobile_pay_settle_dt":"\\N",
                "first_nopwd_petty_settle_dt":"\\N",
                "first_qr_bs_settle_dt":"20181008",
                "first_qr_zs_settle_dt":"\\N"
        },
        "respCd":"0000"
}


5.  加密卡号查询卡月度标签

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/monthTagByEncCardNo?token=[token]&sign=[sign]&ts=[ts]

请求JSON报文体:
{
    "encryptCardNo":" 249E71F9BF7042D295A3B5564330C841B0094B620CFFDC0D000D691D38FA7E18",
    "startDate":"201711",
    "endDate":"201711",
    "columns":" encrypt_card_no,settle_month,chip_trans_cnt,deposit_at,deposit_day_num,general_pay_cnt,magnetic_trans_cnt,max_deposit_at,max_withdraw_at,withdraw1_day_num,withdraw2_day_num,withdraw3_day_num,withdraw_at,pos_cnt,atm_cnt,mcc1_credit_cnt"
}
应答JSON报文体
 {
    "data": {
        "249E71F9BF7042D295A3B5564330C841B0094B620CFFDC0D000D691D38FA7E18": [
            {
                "atm_cnt": "2",
                "withdraw3_day_num": "1",
                "withdraw2_day_num": "0",
                "mcc1_credit_cnt": "1",
                "magnetic_trans_cnt": "0",
                "max_deposit_at": "0",
                "max_withdraw_at": "6163452",
                "deposit_at": "0",
                "general_pay_cnt": "0",
                "settle_month": "201711",
                "deposit_day_num": "0",
                "encrypt_card_no": "249E71F9BF7042D295A3B5564330C841B0094B620CFFDC0D000D691D38FA7E18",
                "withdraw_at": "26838018",
                "chip_trans_cnt": "0",
                "withdraw1_day_num": "0",
                "pos_cnt": "1"
            }
        ]
    },
    "respCd": "0000"
}


6.  加密卡号查询卡属性标签

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/noDateTagByEncCardNo?token=[token]&sign=[sign]&ts=[ts]


请求JSON报文体:
{
    "encryptCardNo":"1D3FE2618CE00FF6E09428209FE088B5C4A90B1975FE03CE85B233630F67AD1A,94C72B971B39440B248B125BDFDC729B5CB673F4454E508D2AB76755C598A096",
    "columns":"card_attr_cd,card_brand_cd,card_grade_cd,card_prod_cd,first_trans_dt,iss_ins_cd,last_pay_dt,lst_ofl_tr_city,lst_ofl_tr_mnt,lst_tr_city,lst_tr_mnt,婚姻状况,生育状态,居家达人,家居用品,购物达人,网购达人,家用电器,夜生活爱好者,医疗需求者,形象达人,影音演出,数码3C,奢侈品爱好者,音乐发烧友,运动达人,运动健身,能歌善舞,影视爱好者,游乐场爱好者,艺术爱好者,品牌服饰,折扣服饰,旅游达人,美食爱好者,保险产品,金融投资爱好者,保本理财,风险投资,房产投资,飞机出行,公交出行,铁路出行,自驾出行,租车出行,连锁旅馆,星级酒店,"
}
应答JSON报文体
{
    "data": {
        "1D3FE2618CE00FF6E09428209FE088B5C4A90B1975FE03CE85B233630F67AD1A": [
            {
                "encrypt_card_no": "1D3FE2618CE00FF6E09428209FE088B5C4A90B1975FE03CE85B233630F67AD1A",
                "card_attr_cd": "0",
                "first_trans_dt": "20180906",
                "lst_ofl_tr_mnt": "中山大学孙逸仙纪念医院(医保专用)",
                "lst_tr_mnt": "中山大学孙逸仙纪念医院(医保专用)",
                "iss_ins_cd": "0",
                "lst_tr_city": "5810",
                "card_brand_cd": "0",
                "card_grade_cd": "0",
                "card_prod_cd": "0",
                "last_pay_dt": "\\N",
                "lst_ofl_tr_city": "5810"
            }
        ],
        "94C72B971B39440B248B125BDFDC729B5CB673F4454E508D2AB76755C598A096": [
            {
                "encrypt_card_no": "94C72B971B39440B248B125BDFDC729B5CB673F4454E508D2AB76755C598A096",
                "家居用品": "0.47834222942187177",
                "居家达人": "0.47834222942187177"
            }
        ]
    },
    "respCd": "0000"
}


7.  用户信息查询卡标签信息

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/tagByUserInfo?token=[token]&sign=[sign]&ts=[ts]

请求JSON报文体:
{
    "encryptCertNo":"AC0002BECF474336313FA0C592F49475F3D710FF9FED246364F42868B5227A42",
    "certType":"01",
     "startDate":"201711",
    "endDate":"201711",
    "columns":” card_attr_cd,card_brand_cd,card_grade_cd,card_prod_cd,first_trans_dt,iss_ins_cd,last_pay_dt,lst_ofl_tr_city,lst_ofl_tr_mnt,lst_tr_city,lst_tr_mnt,婚姻状况,生育状态,居家达人,家居用品,购物达人,网购达人,家用电器,夜生活爱好者,医疗需求者,形象达人,影音演出,数码3C,奢侈品爱好者,音乐发烧友,运动达人,运动健身,能歌善舞,影视爱好者,游乐场爱好者,艺术爱好者,品牌服饰,折扣服饰,旅游达人,美食爱好者,保险产品,金融投资爱好者,保本理财,风险投资,房产投资,飞机出行,公交出行,铁路出行,自驾出行,租车出行,连锁旅馆,星级酒店,chip_trans_cnt,deposit_at,deposit_day_num,general_pay_cnt,magnetic_trans_cnt,max_deposit_at,max_withdraw_at,withdraw1_day_num,withdraw2_day_num,withdraw3_day_num,withdraw_at,pos_cnt,atm_cnt,mcc1_credit_cnt”
}
应答JSON报文体
{
    "data": {
        "1D3FE2618CE00FF6E09428209FE088B5C4A90B1975FE03CE85B233630F67AD1A": [
            {
                "encrypt_card_no": "1D3FE2618CE00FF6E09428209FE088B5C4A90B1975FE03CE85B233630F67AD1A",
                "first_trans_dt": "20180906",
                "lst_ofl_tr_mnt": "中山大学孙逸仙纪念医院(医保专用)",
                "lst_tr_mnt": "中山大学孙逸仙纪念医院(医保专用)",
                "iss_ins_cd": "0",
                "lst_tr_city": "5810",
                "card_brand_cd": "0",
                "card_grade_cd": "0",
                "card_prod_cd": "0",
                "last_pay_dt": "\\N",
                "lst_ofl_tr_city": "5810"
            }
        ],
        "94C72B971B39440B248B125BDFDC729B5CB673F4454E508D2AB76755C598A096": [
            {
                "encrypt_card_no": "94C72B971B39440B248B125BDFDC729B5CB673F4454E508D2AB76755C598A096",
                "家居用品": "0.47834222942187177",
                "居家达人": "0.47834222942187177"
            }
        ]
    },
    "respCd": "0000"
}



8.  用户信息查询人级标签

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/humanTag?token=[token]&sign=[sign]&ts=[ts]

请求JSON报文体:
{
    "encryptCertNo":"AC0002BECF474336313FA0C592F49475F3D710FF9FED246364F42868B5227A42",
    "certType":"01",
    "startDate":"201706",
    "endDate":"201706",
    "columns":"gz_consume_level,gz_card_consume_level,settle_at,settle_cnt,mcc_base_at,mcc_base_cnt,cross_consume_at,cross_consume_cnt,first_mchnt_nm,first_mchnt_cd,first_mchnt_cnt,first_mchnt_at,consume_prov_num,first_city_cd,first_city_cnt,first_city_at,tr_collect_at,tr_collect_cnt,tr_pay_at,tr_pay_cnt,mcc1_comm_at,mcc1_comm_cnt,mcc2_fin_insurance_at,mcc2_fin_financing_at,mcc2_fin_insurance_cnt,mcc2_fin_financing_cnt,tr_withdrawal_at,tr_deposit_at,ol_settle_cnt,ol_settle_at,ofl_settle_cnt,ofl_settle_at,web_settle_cnt,web_settle_at,tr_withdrawal_cnt,tr_deposit_cnt,first_trans_dt,consume_at,consume_cnt,neg_consume_cnt,lst_tr_dt,lst_ofl_tr_dt,his_max_tr_at,max_day_settle_at,tr_mnt_num,consumption_level_p,state_of_housing_p,state_of_car_p,business_travel_p,age_of_consumption_p,gender_of_consumption_p,state_of_loan_p"
}
应答JSON报文体
{
        "tr_collect_at": "0",
        "gz_card_consume_level": "1662**********7388:D-1962*************4241:A-1662**********7231:C-1662**********0710:A-1662**********5366:D-1962*************3235:D",
        "settle_at": "3594023",
        "mcc2_fin_financing_at": "0",
        "gz_consume_level": "D",
        "cross_consume_at": "0",
        "first_trans_dt": "20160508",
        "consume_cnt": "30",
        "lst_tr_dt": "20180630",
        "consume_at": "2495423",
        "neg_consume_cnt": "2",
        "tr_collect_cnt": "0",
        "web_settle_at": "892013",
        "mcc_base_at": "711717",
        "tr_deposit_cnt": "0",
        "tr_pay_at": "-1098600",
        "ol_settle_cnt": "21",
        "settle_cnt": "35",
        "tr_withdrawal_at": "0",
        "cross_consume_cnt": "0",
        "mcc1_comm_cnt": "4",
        "mcc2_fin_insurance_cnt": "0",
        "ofl_settle_at": "2125059",
        "mcc2_fin_financing_cnt": "0",
        "mcc2_fin_insurance_at": "0",
        "lst_ofl_tr_dt": "20180630",
        "mcc_base_cnt": "21",
        "tr_withdrawal_cnt": "0",
        "mcc1_comm_at": "1800",
        "ofl_settle_cnt": "16",
        "his_max_tr_at": "612060",
        "max_day_settle_at": "630300",
        "ol_settle_at": "1469123",
        "tr_pay_cnt": "0",
        "web_settle_cnt": "12",
        "tr_deposit_at": "0"
    }


9.  批量用户信息查询人级标签

请求URL:

https://openapi.unionpay.com/upapi/upcardtag/batchHumanTag?token=[token]&sign=[sign]&ts=[ts]

请求JSON报文体:
{
    "encryptCertNo":"AC0002BECF474336313FA0C592F49475F3D710FF9FED246364F42868B5227A42",
    "certType":"01",
    "startDate":"201602",
    "endDate":"201606",
    "columns":"gz_consume_level,gz_card_consume_level,settle_at,settle_cnt,mcc_base_at,mcc_base_cnt,cross_consume_at,cross_consume_cnt,first_mchnt_nm,first_mchnt_cd,first_mchnt_cnt,first_mchnt_at,consume_prov_num,first_city_cd,first_city_cnt,first_city_at,tr_collect_at,tr_collect_cnt,tr_pay_at,tr_pay_cnt,mcc1_comm_at,mcc1_comm_cnt,mcc2_fin_insurance_at,mcc2_fin_financing_at,mcc2_fin_insurance_cnt,mcc2_fin_financing_cnt,tr_withdrawal_at,tr_deposit_at,ol_settle_cnt,ol_settle_at,ofl_settle_cnt,ofl_settle_at,web_settle_cnt,web_settle_at,tr_withdrawal_cnt,tr_deposit_cnt,first_trans_dt,consume_at,consume_cnt,neg_consume_cnt,lst_tr_dt,lst_ofl_tr_dt,his_max_tr_at,max_day_settle_at,tr_mnt_num,consumption_level_p,state_of_housing_p,state_of_car_p,business_travel_p,age_of_consumption_p,gender_of_consumption_p,state_of_loan_p"
}
应答JSON报文体
{
        "data":{
                  "201605":{
                          "consume_at":"0",
                          "mcc1_comm_at":"0",
                          "mcc2_fin_financing_cnt":"0",
                          "tr_collect_at":"0",
                          "gz_consume_level":"A",
                          "tr_deposit_cnt":"0",
                          "web_settle_cnt":"0",
                          "mcc2_fin_insurance_at":"0",
                          "gz_card_consume_level":"",
                          "state_of_housing_p":"有房#rules_weight#0.5050266069389057",
                          "neg_consume_cnt":"0",
                          "tr_deposit_at":"0",
                          "cross_consume_at":"0",
                          "tr_collect_cnt":"0",
                          "tr_withdrawal_at":"0",
                          "ofl_settle_at":"0",
                          "mcc_base_at":"0",
                          "settle_cnt":"0",
                          "ol_settle_cnt":"0",
                          "cross_consume_cnt":"0",
                          "settle_at":"0",
                          "mcc_base_cnt":"0",
                          "mcc2_fin_insurance_cnt":"0",
                          "consumption_level_p":" #0.4961516809464227",
                          "mcc1_comm_cnt":"0",
                          "consume_cnt":"0",
                          "tr_pay_at":"0",
                          "ofl_settle_cnt":"0",
                          "tr_pay_cnt":"0",
                          "ol_settle_at":"0",
                          "web_settle_at":"0",
                          "mcc2_fin_financing_at":"0",
                          "tr_withdrawal_cnt":"0"
                  },
                  "201602":{
                          "consume_at":"24000",
                          "mcc1_comm_at":"70",
                          "mcc2_fin_financing_cnt":"15",
                          "tr_collect_at":"600",
                          "gz_consume_level":"A",
                          "tr_deposit_cnt":"12",
                          "web_settle_cnt":"16",
                          "mcc2_fin_insurance_at":"120",
                          "gz_card_consume_level":"6222********3021:
                          A-6222********3021:A-6222********3000:A-6222********3000:A",
                          "state_of_housing_p":"有房#rules_weight#0.5050266069389057",
                          "neg_consume_cnt":"6",
                          "tr_deposit_at":"2400",
                          "cross_consume_at":"480",
                          "tr_collect_cnt":"6",
                          "tr_withdrawal_at":"2500",
                          "ofl_settle_at":"10100",
                          "mcc_base_at":"23900",
                          "settle_cnt":"59",
                          "ol_settle_cnt":"19",
                          "cross_consume_cnt":"8",
                          "settle_at":"26000",
                          "mcc_base_cnt":"45",
                          "mcc2_fin_insurance_cnt":"12",
                          "consumption_level_p":"低端消费#0.4961516809464227",
                          "mcc1_comm_cnt":"7",
                          "consume_cnt":"50",
                          "tr_pay_at":"1200",
                          "ofl_settle_cnt":"14",
                          "tr_pay_cnt":"12",
                          "ol_settle_at":"15900",
                          "web_settle_at":"15900",
                          "mcc2_fin_financing_at":"150",
                          "max_day_settle_at":"3100",
                          "tr_withdrawal_cnt":"6"
                  },
                  "201604":{
                          "consume_at":"11900",
                          "mcc1_comm_at":"80",
                          "mcc2_fin_financing_cnt":"6",
                          "tr_collect_at":"600",
                          "gz_consume_level":"A",
                          "tr_deposit_cnt":"6",
                          "web_settle_cnt":"5",
                          "mcc2_fin_insurance_at":"90",
                          "gz_card_consume_level":"6222********3021:A-6222********3000:A",
                          "state_of_housing_p":"有房#rules_weight#0.5050266069389057",
                          "neg_consume_cnt":"6",
                          "tr_deposit_at":"1200",
                           "cross_consume_at":"360",
                          "tr_collect_cnt":"6",
                          "tr_withdrawal_at":"1700",
                          "ofl_settle_at":"5300",
                          "mcc_base_at":"11800",
                          "settle_cnt":"28",
                          "ol_settle_cnt":"11",
                          "cross_consume_cnt":"4",
                          "settle_at":"12800",
                          "mcc_base_cnt":"21",
                          "mcc2_fin_insurance_cnt":"9",
                          "consumption_level_p":"低端消费#0.4961516809464227",
                          "mcc1_comm_cnt":"8",
                          "consume_cnt":"22",
                          "tr_pay_at":"600",
                          "ofl_settle_cnt":"4",
                          "tr_pay_cnt":"6",
                          "ol_settle_at":"7500",
                          "web_settle_at":"7500",
                          "mcc2_fin_financing_at":"60",
                          "max_day_settle_at":"3300",
                          "tr_withdrawal_cnt":"6"
                  },
                  "201603":{
                          "consume_at":"23900",
                          "mcc1_comm_at":"130",
                          "mcc2_fin_financing_cnt":"13",
                          "tr_collect_at":"1000",
                          "gz_consume_level":"A",
                          "tr_deposit_cnt":"13",
                          "web_settle_cnt":"13",
                          "mcc2_fin_insurance_at":"160",
                          "gz_card_consume_level":"6222********3021:A-6222********3021:
                          A-6222********3000:A-6222********3000:A",
                          "state_of_housing_p":"有房#rules_weight#0.5050266069389057",
                          "neg_consume_cnt":"10",
                          "tr_deposit_at":"2500",
                          "cross_consume_at":"640",
                          "tr_collect_cnt":"10",
                          "tr_withdrawal_at":"3100",
                          "ofl_settle_at":"10200",
                          "mcc_base_at":"23700",
                          "settle_cnt":"57",
                          "ol_settle_cnt":"22",
                          "cross_consume_cnt":"8",
                          "settle_at":"25600",
                          "mcc_base_cnt":"43",
                          "mcc2_fin_insurance_cnt":"16",
                          "consumption_level_p":"低端消费#0.4961516809464227",
                          "mcc1_comm_cnt":"13",
                          "consume_cnt":"46",
                          "tr_pay_at":"1200",
                          "ofl_settle_cnt":"11",
                          "tr_pay_cnt":"12",
                          "ol_settle_at":"15400",
                          "web_settle_at":"15400",
                          "mcc2_fin_financing_at":"130",
                          "max_day_settle_at":"3300",
                          "tr_withdrawal_cnt":"10"
                  },
        "respCd":"0000"
}


1.OpenAPI使用教程请参考在线文档:

OpenAPI使用指南接入指南》

 

2. OpenAPI安全调用过程请参考在线文档:

2.1OpenAPI使用指南获取产品token

2.2OpenAPI使用指南产品功能接口调用》

 

3. OpenAPI接口调用报文签名样例请参考在线文档:

OpenAPI使用指南报文签名样例代码》

 

4. OpenAPI测试工具使用说明请参考在线文档:

OpenAPI使用指南—OpenAPI测试工具》


商户月度标签字典

标签名称含义对象类型
max_card_consume_at最大单卡消费金额商户月度
prd_settle_at当月清算金额商户月度
prd_settle_cnt当月清算笔数商户月度
prd_cancel_at反向消费金额商户月度
prd_cancel_cnt反向消费笔数商户月度
first_trans_dt首笔交易日期商户月度
major_conn_md主要直间联标示商户月度
card_accptr_nm_num商户名称数目商户月度
first_mcc主要MCC商户月度
first_mcc_desc主要MCC含义商户月度
mcc_numMCC个数商户月度
first_card_city_id主要交易城市商户月度
first_card_prov_id主要交易城市所属省份商户月度
card_city_num交易城市个数商户月度
card_prov_num交易省份个数商户月度
term_num发生交易的终端编号数量商户月度
prd_credit_card_at反向信用卡消费金额商户月度
prd_credit_card_cnt反向信用卡消费笔数商户月度
major_card_accptr_nm_addr主要商户名称商户月度
max_card_consume_cnt最大单卡消费笔数商户月度
cnt_1_card_num消费次数为1的卡数商户月度
cnt_2_card_num消费次数为2卡数商户月度
cnt_3_card_num消费次数为3的卡数商户月度
cnt_4_card_num消费次数为4的卡数商户月度
cnt_5_6_card_num消费次数为5-6的卡数商户月度
cnt_7_10_card_num消费次数为7-10的卡数商户月度
cnt_gt_10_card_num消费次数为>10的卡数商户月度
consume_cnt当月消费笔数商户月度
consume_at当月消费金额商户月度
settle_at当月交易额(清算金额)商户月度
settle_cnt当月交易笔数(清算笔数)商户月度


商户天度标签字典

标签名称含义对象类型
qr_bs_prod_cnt二维码被扫交易笔数商户日度
qr_bs_prod_at二维码被扫交易金额商户日度
qr_zs_prod_cnt二维码主扫交易笔数商户日度
qr_zs_prod_at二维码主扫交易金额商户日度
nopwd_petty_settle_cnt双免交易笔数商户日度
nopwd_petty_settle_at双免交易金额商户日度
notouch_settle_cnt非接交易笔数商户日度
notouch_settle_at非接交易金额商户日度
settle_cnt整体交易笔数商户日度
settle_at整体交易金额商户日度
ap_prod_settle_cntApple Pay交易笔数商户日度
ap_prod_settle_atApple Pay交易金额商户日度
ss_prod_settle_cntSamsung Pay交易笔数商户日度
ss_prod_settle_atSamsung Pay交易金额商户日度
hw_prod_settle_cnt华为 Pay交易笔数商户日度
hw_prod_settle_at华为 Pay交易金额商户日度
mi_prod_settle_cnt小米 Pay交易笔数商户日度
mi_prod_settle_at小米 Pay交易金额商户日度
mobile_pay_settle_cnt手机 Pay交易笔数商户日度
mobile_pay_settle_at手机 Pay交易金额商户日度


商户属性标签字典

标签名称含义对象类型
first_qr_bs_settle_dt首笔二维码被扫交易时间商户属性
first_qr_zs_settle_dt首笔二维码主扫交易时间商户属性
first_nopwd_petty_settle_dt首笔双免交易时间商户属性
first_notouch_settle_dt首笔非接交易时间商户属性
first_mobile_pay_settle_dt首笔手机 Pay交易时间商户属性


卡月度标签字典


标签名称含义对象类型
tr_deposit_at存款金额卡级月度
transfer_in_at转入交易金额卡级月度
cancel_consume_at退货金额卡级月度
up_trans_adj_idx银联卡片消费能力指数校准评分卡级月度
neg_settle_cnt反向清算笔数卡级月度
first_city_L6_cd最近6个月主要交易城市卡级月度
at_attr_6_mon_thd近6个月同一卡属性下广义消费金额千分位点卡级月度
mcc2_fin_il_at当月金融-保险寿险交易金额卡级月度
mcc2_fin_il_cnt当月金融-保险寿险交易笔数卡级月度
neg_mcc2_fin_il_cnt当月反向金融-保险寿险交易笔数卡级月度
mcc2_fin_ip_at当月金融-保险财险交易金额卡级月度
mcc2_fin_ip_cnt当月金融-保险财险交易笔数卡级月度
neg_mcc2_fin_ip_cnt当月反向金融-保险财险交易笔数卡级月度
mcc1_fin_cnt金融消费笔数卡级月度
neg_mcc2_fin_financing_cnt反向当月金融-理财消费笔数卡级月度
neg_mcc1_fin_cnt反向金融消费笔数卡级月度
mcc1_sale_cnt批发消费笔数卡级月度
neg_mcc2_comm_air_cnt反向当月交通-航空消费笔数卡级月度
neg_mcc1_sale_cnt反向批发消费笔数卡级月度
withdrawal_cnt取现笔数卡级月度
neg_tr_withdrawal_cnt反向(取现)笔数卡级月度
tr_deposit_cnt存款笔数卡级月度
transfer_in_cnt转入交易笔数卡级月度
neg_tr_deposit_cnt反向(存款)笔数卡级月度
neg_tr_return_cnt反向退货交易笔数卡级月度
neg_tr_pay_cnt反向代付交易笔数卡级月度
mcc1_live_at居住消费金额卡级月度
mcc1_credit_at信用卡还款消费金额卡级月度
mcc1_credit_cnt信用卡还款消费笔数卡级月度
neg_mcc1_credit_cnt当月反向信用卡还款消费笔数卡级月度
first_prov_cd消费第一省份代码卡级月度
cross_consume_cnt境外广义消费笔数卡级月度
neg_cross_consume_cnt反向境外广义消费笔数卡级月度
mcc1_fin_at金融消费金额卡级月度
neg_mcc2_fin_insurance_cnt反向当月金融-保险消费笔数卡级月度
neg_mcc1_comm_cnt反向交通消费笔数卡级月度
mcc1_hotel_at酒店消费金额卡级月度
consume_mcc_num在多少个MCC上消费过卡级月度
mcc1_sale_at批发消费金额卡级月度
neg_mcc2_fin_cash_cnt反向当月金融-现金业务消费笔数卡级月度
first_mchnt_at当月消费TOP1的商户的消费金额卡级月度
mcc1_live_cnt居住消费笔数卡级月度
neg_mcc1_live_cnt反向居住消费笔数卡级月度
neg_tr_collect_cnt反向代收交易笔数卡级月度
mcc1_hotel_cnt酒店消费笔数卡级月度
neg_mcc1_hotel_cnt反向酒店消费笔数卡级月度
neg_mcc2_comm_oil_cnt反向当月交通-加油消费笔数卡级月度
tr_divpay_at分期交易金额卡级月度
neg_mcc_base_cnt反向当月(日常类)广义消费笔数卡级月度
neg_mcc1_comm_at反向交通消费金额卡级月度
web_consume_at互联网消费金额卡级月度
web_consume_cnt互联网消费笔数卡级月度
neg_web_consume_cnt反向互联网消费笔数卡级月度
settle_month清算月份卡级月度
total_trans_cnt当月交易笔数卡级月度
settle_at清算金额卡级月度
settle_cnt清算笔数卡级月度
consume_cnt广义消费笔数卡级月度
consume_at广义消费金额卡级月度
ol_consume_at线上消费金额卡级月度
ol_consume_cnt线上消费笔数卡级月度
ofl_consume_at线下消费金额卡级月度
ofl_consume_cnt线下消费笔数卡级月度
tr_trfer_in_at一般转账转入交易金额卡级月度
tr_other_trfer_in_at其他转账转入交易金额卡级月度
tr_chrg_trfer_in_at充值转账转入交易金额卡级月度
tr_side_trfer_in_at单边转账转入交易金额卡级月度
tr_pay_at代付交易金额卡级月度
tr_trfer_in_cnt转入交易笔数(无反向交易)卡级月度
tr_other_trfer_in_cnt其他转账转入交易笔数卡级月度
tr_chrg_trfer_in_cnt充值转账转入交易笔数卡级月度
tr_side_trfer_in_cnt单边转账转入交易笔数卡级月度
tr_pay_cnt代付交易笔数卡级月度
tr_chrg_trfer_out_at充值转账转出交易金额卡级月度
tr_side_trfer_out_at单边转账转出交易金额卡级月度
tr_cups_remit_at汇款通交易金额卡级月度
tr_chrg_trfer_out_cnt充值转账转出交易笔数卡级月度
tr_side_trfer_out_cnt单边转账转出交易笔数卡级月度
tr_cups_remit_cnt汇款通交易笔数卡级月度
tr_gen_withdrawal_at取现交易金额卡级月度
tr_farm_withdrawal_at助农取款交易金额卡级月度
tr_farm_nocard_withdrawal_at助农无卡预约取款交易金额卡级月度
tr_gen_withdrawal_cnt取现交易笔数卡级月度
tr_farm_withdrawal_cnt助农取款交易笔数卡级月度
tr_farm_nocard_withdrawal_cnt助农无卡预约取款交易笔数卡级月度
fail_cnt失败总笔数卡级月度
cancel_consume_cnt退货笔数卡级月度
max_day_consume_cnt单日最大消费笔数卡级月度
max_day_consume_at单日最大消费金额卡级月度
t_8_12_consume_cnt8-12消费笔数卡级月度
t_8_12_consume_at8-12消费金额卡级月度
min_t_8_12_consume_at8-12最小单笔金额卡级月度
t_12_14_consume_cnt12-14消费笔数卡级月度
t_12_14_consume_at12-14消费金额卡级月度
min_t_12_14_consume_at12-14最小单笔金额卡级月度
t_14_18_consume_cnt14-18点消费笔数卡级月度
t_14_18_consume_at14-18点消费金额卡级月度
max_t_14_18_consume_at14-18点最大单笔金额卡级月度
min_t_14_18_consume_at14-18点最小单笔金额卡级月度
t_18_22_consume_cnt18-22点消费笔数卡级月度
t_18_22_consume_at18-22点消费金额卡级月度
max_t_18_22_consume_at18-22点最大单笔金额卡级月度
min_t_18_22_consume_at18-22点最小单笔金额卡级月度
t_22_8_consume_cnt22-8消费笔数卡级月度
t_22_8_consume_at22-8消费金额卡级月度
max_t_22_8_consume_at22-8最大单笔金额卡级月度
min_t_22_8_consume_at22-8最小单笔金额卡级月度
v_0_05_consume_at0-0.5v消费金额卡级月度
v_05_07_consume_at0.5-0.7v消费金额卡级月度
v_07_09_consume_at0.7-0.9v消费金额卡级月度
v_09_1_consume_at0.9- v消费金额卡级月度
v_1_11_consume_at1-1.1v消费金额卡级月度
v_11_13_consume_at1.1-1.3v消费金额卡级月度
v_13_15_consume_at1.3-1.5v消费金额卡级月度
v_gt_15_consume_at大于1.5v消费金额卡级月度
v_0_05_consume_cnt0-0.5v消费金额卡级月度
v_05_07_consume_cnt0.5-0.7v消费金额卡级月度
v_07_09_consume_cnt0.7-0.9v消费金额卡级月度
v_09_1_consume_cnt0.9- v消费金额卡级月度
v_1_11_consume_cnt1-1.1v消费金额卡级月度
v_11_13_consume_cnt1.1-1.3v消费金额卡级月度
v_13_15_consume_cnt1.3-1.5v消费金额卡级月度
v_gt_15_consume_cnt大于1.5v消费金额卡级月度
mcc2_comm_air_at交通-航空消费金额卡级月度
mcc2_comm_air_cnt交通-航空消费笔数卡级月度
mcc2_comm_highway_at交通-公路消费金额卡级月度
mcc2_comm_highway_cnt交通-公路消费笔数卡级月度
mcc2_comm_oil_at交通-加油消费金额卡级月度
mcc2_comm_oil_cnt交通-加油消费笔数卡级月度
mcc2_comm_railway_at交通-铁路消费金额卡级月度
mcc2_comm_railway_cnt交通-铁路消费笔数卡级月度
mcc2_comm_rent_at交通-租车消费金额卡级月度
mcc2_comm_rent_cnt交通-租车消费笔数卡级月度
mcc2_edu_college_at教育-大学消费金额卡级月度
mcc2_edu_college_cnt教育-大学消费笔数卡级月度
mcc2_edu_preschool_at教育-幼教消费金额卡级月度
mcc2_edu_preschool_cnt教育-幼教消费笔数卡级月度
mcc2_edu_school_at教育-学校消费金额卡级月度
mcc2_edu_school_cnt教育-学校消费笔数卡级月度
mcc2_edu_train_at教育-培训消费金额卡级月度
mcc2_edu_train_cnt教育-培训消费笔数卡级月度
mcc2_ent_beauty_at娱乐-美容美发消费金额卡级月度
mcc2_ent_beauty_cnt娱乐-美容美发消费笔数卡级月度
mcc2_ent_fitness_at娱乐-运动健身消费金额卡级月度
mcc2_ent_fitness_cnt娱乐-运动健身消费笔数卡级月度
mcc2_ent_misc_at娱乐-娱乐其他消费金额卡级月度
mcc2_ent_misc_cnt娱乐-娱乐其他消费笔数卡级月度
mcc2_ent_park_at娱乐-游乐电玩消费金额卡级月度
mcc2_ent_park_cnt娱乐-游乐电玩消费笔数卡级月度
mcc2_ent_rec_at娱乐-娱乐休闲消费金额卡级月度
mcc2_ent_rec_cnt娱乐-娱乐休闲消费笔数卡级月度
mcc2_ent_show_at娱乐-文艺演出消费金额卡级月度
mcc2_ent_show_cnt娱乐-文艺演出消费笔数卡级月度
mcc2_fin_cash_at金融-现金业务消费金额卡级月度
mcc2_fin_cash_cnt金融-现金业务消费笔数卡级月度
mcc2_fin_financing_at金融-理财消费金额卡级月度
mcc2_fin_financing_cnt金融-理财消费笔数卡级月度
mcc2_fin_insurance_at金融-保险消费金额卡级月度
mcc2_fin_insurance_cnt金融-保险消费笔数卡级月度
mcc2_live_decorate_at居住-家装建材消费金额卡级月度
mcc2_live_decorate_cnt居住-家装建材消费笔数卡级月度
mcc2_live_family_at居住-家庭日常消费金额卡级月度
mcc2_live_family_cnt居住-家庭日常消费笔数卡级月度
mcc2_live_misc_at居住-居住其他消费金额卡级月度
mcc2_live_misc_cnt居住-居住其他消费笔数卡级月度
mcc2_live_new_h_at居住-一手房产消费金额卡级月度
mcc2_live_new_h_cnt居住-一手房产消费笔数卡级月度
mcc2_live_resold_h_at居住-二手房产消费金额卡级月度
mcc2_live_resold_h_cnt居住-二手房产消费笔数卡级月度
mcc2_rest_dinner_at餐饮-餐厅消费金额卡级月度
mcc2_rest_dinner_cnt餐饮-餐厅消费笔数卡级月度
mcc2_rest_food_at餐饮-食品消费金额卡级月度
mcc2_rest_food_cnt餐饮-食品消费笔数卡级月度
mcc2_shop_book_at日常购物-书籍音像消费金额卡级月度
mcc2_shop_book_cnt日常购物-书籍音像消费笔数卡级月度
mcc2_shop_clo_at日常购物-服装消费金额卡级月度
mcc2_shop_clo_cnt日常购物-服装消费笔数卡级月度
mcc2_shop_cosm_at日常购物-化妆品消费金额卡级月度
mcc2_shop_cosm_cnt日常购物-化妆品消费笔数卡级月度
mcc2_shop_depart_at日常购物-百货商场消费金额卡级月度
mcc2_shop_depart_cnt日常购物-百货商场消费笔数卡级月度
mcc2_shop_digital_at日常购物-电子数码消费金额卡级月度
mcc2_shop_digital_cnt日常购物-电子数码消费笔数卡级月度
mcc2_shop_elec_at日常购物-家电消费金额卡级月度
mcc2_shop_elec_cnt日常购物-家电消费笔数卡级月度
mcc2_shop_gift_at日常购物-礼品饰品消费金额卡级月度
mcc2_shop_gift_cnt日常购物-礼品饰品消费笔数卡级月度
mcc2_shop_jewel_at日常购物-珠宝工艺消费金额卡级月度
mcc2_shop_jewel_cnt日常购物-珠宝工艺消费笔数卡级月度
mcc2_shop_kidclo_at日常购物-童装消费金额卡级月度
mcc2_shop_kidclo_cnt日常购物-童装消费笔数卡级月度
mcc2_shop_manclo_at日常购物-男装消费金额卡级月度
mcc2_shop_manclo_cnt日常购物-男装消费笔数卡级月度
mcc2_shop_misc_at日常购物-日常其他消费金额卡级月度
mcc2_shop_misc_cnt日常购物-日常其他消费笔数卡级月度
mcc2_shop_sport_at日常购物-体育用品消费金额卡级月度
mcc2_shop_sport_cnt日常购物-体育用品消费笔数卡级月度
mcc2_shop_store_at日常购物-便利店消费金额卡级月度
mcc2_shop_store_cnt日常购物-便利店消费笔数卡级月度
mcc2_shop_taxfree_at日常购物-免税店消费金额卡级月度
mcc2_shop_taxfree_cnt日常购物-免税店消费笔数卡级月度
mcc2_shop_wine_at日常购物-烟酒消费金额卡级月度
mcc2_shop_wine_cnt日常购物-烟酒消费笔数卡级月度
mcc2_shop_womanclo_at日常购物-女装消费金额卡级月度
mcc2_shop_womanclo_cnt日常购物-女装消费笔数卡级月度
first_city_cd三个月交易量TOP1城市代码卡级月度
first_city_cnt当月TOP1的消费城市的消费笔数卡级月度
first_city_at当月TOP1的消费城市的消费金额卡级月度
first_city_days三个月交易量TOP1交易天数卡级月度
second_city_cd三个月交易量TOP2城市代码卡级月度
second_city_cnt当月TOP2的消费城市的消费笔数卡级月度
second_city_at当月TOP2的消费城市的消费金额卡级月度
second_city_days三个月交易量TOP2交易天数卡级月度
third_city_cd三个月交易量TOP3城市代码卡级月度
third_city_cnt当月TOP3的消费城市的消费笔数卡级月度
third_city_at当月TOP3的消费城市的消费金额卡级月度
third_city_days三个月交易量TOP3交易天数卡级月度
fourth_city_cd三个月交易量TOP4城市代码卡级月度
fourth_city_cnt三个月交易量TOP4清算笔数卡级月度
fourth_city_at三个月交易量TOP4清算金额卡级月度
fourth_city_days三个月交易量TOP4交易天数卡级月度
fifth_city_cd三个月交易量TOP5城市代码卡级月度
fifth_city_cnt三个月交易量TOP5清算笔数卡级月度
fifth_city_at三个月交易量TOP5清算金额卡级月度
fifth_city_days三个月交易量TOP5交易天数卡级月度
all_city_cnt三个月清算笔数卡级月度
all_city_at三个月清算金额卡级月度
first_ctry_cd三个月交易量TOP1国家代码(境外)卡级月度
first_ctry_cnt三个月交易量TOP1清算笔数(境外)卡级月度
first_ctry_at三个月交易量TOP1清算金额(境外)卡级月度
first_ctry_days三个月交易量TOP1交易天数(境外)卡级月度
second_ctry_cd三个月交易量TOP2国家代码(境外)卡级月度
second_ctry_cnt三个月交易量TOP2清算笔数(境外)卡级月度
second_ctry_at三个月交易量TOP2清算金额(境外)卡级月度
second_ctry_days三个月交易量TOP2交易天数(境外)卡级月度
third_ctry_cd三个月交易量TOP3国家代码(境外)卡级月度
third_ctry_cnt三个月交易量TOP3清算笔数(境外)卡级月度
third_ctry_at三个月交易量TOP3清算金额(境外)卡级月度
third_ctry_days三个月交易量TOP3交易天数(境外)卡级月度
fourth_ctry_cd三个月交易量TOP4国家代码(境外)卡级月度
fourth_ctry_cnt三个月交易量TOP4清算笔数(境外)卡级月度
fourth_ctry_at三个月交易量TOP4清算金额(境外)卡级月度
fourth_ctry_days三个月交易量TOP4交易天数(境外)卡级月度
fifth_ctry_cd三个月交易量TOP5国家代码(境外)卡级月度
fifth_ctry_cnt三个月交易量TOP5清算笔数(境外)卡级月度
fifth_ctry_at三个月交易量TOP5清算金额(境外)卡级月度
fifth_ctry_days三个月交易量TOP5交易天数(境外)卡级月度
all_ctry_cnt三个月清算笔数(境外)卡级月度
all_ctry_at三个月清算金额(境外)卡级月度
tr_collect_at代收交易金额卡级月度
tr_collect_cnt代收交易笔数卡级月度
first_mchnt_cd当月消费TOP1的商户id卡级月度
first_mchnt_cnt当月消费TOP1的商户的消费笔数卡级月度
max_day_settle_at单日最大清算金额卡级月度
atm_atATM渠道消费金额卡级月度
pos_atPOS渠道消费金额卡级月度
tr_preauth_cnt预授权完成交易笔数卡级月度
tr_preauth_hand_cnt预授权及完成手工交易笔数卡级月度
tr_withdrawal_at取现金额卡级月度
tr_deposit_at存款金额卡级月度
tr_trfer_out_at一般转账转出交易金额卡级月度
tr_consume_at狭义消费交易金额卡级月度
tr_preauth_at预授权完成交易金额卡级月度
tr_preauth_hand_at预授权及完成手工交易金额卡级月度
tr_self_preauth_at自助预授权完成交易金额卡级月度
tr_ic_info_atIC卡信息交易金额卡级月度
tr_credit_adj_at贷记调整交易金额卡级月度
max_web_consume_at最大一笔互联网消费金额卡级月度
max_ol_day_consume_at线上单日最大消费金额卡级月度
max_ofl_day_consume_at线下单日最大消费金额卡级月度
max_ofl_consume_at最大线下消费金额卡级月度
hce_prod_cnthce产品消费笔数卡级月度
hce_prod_athce产品消费金额卡级月度
am_prod_cntam产品消费笔数卡级月度
am_prod_atam产品消费金额卡级月度
paymst_prod_cnt三星paymst消费笔数卡级月度
paymst_prod_at三星paymst消费金额卡级月度
payic_prod_cnt三星payic消费笔数卡级月度
payic_prod_at三星payic消费金额卡级月度
hw_prod_cnt华为Pay产品消费笔数卡级月度
hw_prod_at华为Pay产品消费金额卡级月度
mi_prod_cnt小米Pay产品消费笔数卡级月度
mi_prod_at小米Pay产品消费金额卡级月度
qr_zs_prod_cnt二维码主扫产品消费笔数卡级月度
qr_zs_prod_at二维额主扫产品消费金额卡级月度
qr_bs_prod_cnt二维码被扫消费笔数卡级月度
qr_bs_prod_at二维额被扫产品消费金额卡级月度
ot_qp_cnt其他云闪付产品消费笔数卡级月度
ot_qp_at其他云闪付产品消费金额卡级月度
max_consume_at最大一笔消费金额卡级月度
at_10000_50000_cnt单笔[10000,50000)元的消费笔数卡级月度
at_gt_50000_cnt单笔>=50000元的消费金额卡级月度
at_10000_50000_at单笔[10000,50000)元的消费金额卡级月度
at_gt_50000_at单笔>=50000元的消费金额卡级月度
mcc_children_at                    当月儿童类广义消费金额卡级月度
mcc_base_at当月(日常类)广义消费金额卡级月度
cross_consume_at境外广义消费金额卡级月度
max_t_8_12_consume_at8-12最大单笔金额卡级月度
max_t_12_14_consume_at12-14最大单笔金额卡级月度
grade_sale_cnt信用卡评级批发消费笔数卡级月度
metro_cnt当月地铁行业消费笔数卡级月度
taxi_cnt当月出租车行业消费笔数卡级月度
bus_cnt当月公交车消费笔数卡级月度
fail_overdrawn_cnt发生超限额失败笔数卡级月度
atm_cnt             当月ATM交易笔数                        卡级月度
pos_cnt             当月POS交易笔数                        卡级月度
chip_trans_cnt      当月芯片交易笔数                       卡级月度
magnetic_trans_cnt  当月磁条交易笔数                       卡级月度
withdraw3_day_num   当月(日出金总金额>1万元)天数         卡级月度
withdraw2_day_num   当月(1万元>日出金总金额>2千元)天数   卡级月度
withdraw1_day_num   当月(日出金总金额<2千元)天数         卡级月度
max_withdraw_at     当月单笔最大出金金额                   卡级月度
withdraw_at         当月出金总金额                         卡级月度
deposit_day_num     当月(日入金>1万元)天数               卡级月度
max_deposit_at      当月单笔最大入金金额                   卡级月度
deposit_at          当月入金总金额                         卡级月度
general_pay_cnt     当月一般性付款笔数(工资)             卡级月度
mcc1_credit_cnt     当月信用卡还款业务笔数                 卡级月度


卡属性标签字典

标签名称含义对象类型
iss_ins_cd发卡机构代码卡级属性
card_attr_cd卡性质卡级属性
card_grade_cd卡等级卡级属性
card_prod_cd卡产品卡级属性
first_trans_dt首笔交易日期卡级属性
last_pay_dt最近一笔支付日期卡级属性
card_brand_cd卡品牌卡级属性
lst_tr_city最近一笔交易城市卡级属性
lst_tr_mnt最近一笔交易商户名称卡级属性
lst_ofl_tr_city最近一笔线下交易城市卡级属性
lst_ofl_tr_mnt最近一笔线下交易商户名称卡级属性
婚姻状况
卡级属性
生育状态
卡级属性
居家达人
卡级属性
家居用品
卡级属性
购物达人
卡级属性
网购达人
卡级属性
家用电器
卡级属性
夜生活爱好者
卡级属性
医疗需求者
卡级属性
形象达人
卡级属性
影音演出
卡级属性
数码3C
卡级属性
奢侈品爱好者
卡级属性
音乐发烧友
卡级属性
运动达人
卡级属性
运动健身
卡级属性
能歌善舞
卡级属性
影视爱好者
卡级属性
游乐场爱好者
卡级属性
艺术爱好者
卡级属性
品牌服饰
卡级属性
折扣服饰
卡级属性
旅游达人
卡级属性
美食爱好者
卡级属性
保险产品
卡级属性
金融投资爱好者
卡级属性
保本理财
卡级属性
风险投资
卡级属性
房产投资
卡级属性
飞机出行
卡级属性
公交出行
卡级属性
铁路出行
卡级属性
自驾出行
卡级属性
租车出行
卡级属性
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卡级属性
星级酒店
卡级属性


人级标签字典

标签名称含义对象类型
gz_consume_level贵州分公司需求,持卡人消费评级人级人级
gz_card_consume_level贵州分公司需求,持卡人银行卡消费评级人级人级
settle_at清算金额人级人级
settle_cnt清算笔数人级人级
mcc_base_at当月(日常类)广义消费金额人级人级
mcc_base_cnt当月(日常类)广义消费笔数人级人级
cross_consume_at当月境外广义消费金额(分)人级人级
cross_consume_cnt当月境外广义消费笔数人级人级
first_mchnt_nm当月消费TOP1商户名称人级人级
first_mchnt_cd当月消费TOP1商户编号人级人级
first_mchnt_cnt在当月消费TOP1商户的消费笔数人级人级
first_mchnt_at在当月消费TOP1商户的消费金额(分)人级人级
consume_prov_num当月消费省份数人级人级
first_city_cd最近三月境内交易笔数TOP1城市代码人级人级
first_city_cnt最近三月境内交易笔数TOP1城市清算笔数人级人级
first_city_at最近三月境内交易笔数TOP1城市清算金额(分)人级人级
tr_collect_at当月代收交易金额人级人级
tr_collect_cnt当月代收交易笔数人级人级
tr_pay_at当月代付交易金额人级人级
tr_pay_cnt当月代付交易笔数人级人级
mcc1_comm_at当月交通消费金额人级人级
mcc1_comm_cnt当月交通消费笔数人级人级
mcc2_fin_insurance_at当月金融-保险消费金额人级人级
mcc2_fin_financing_at当月金融-理财消费金额人级人级
mcc2_fin_insurance_cnt当月金融-保险消费笔数人级人级
mcc2_fin_financing_cnt当月金融-理财消费笔数人级人级
tr_withdrawal_at当月取现金额人级人级
tr_deposit_at当月存款金额人级人级
ol_settle_cnt当月线上清算笔数人级人级
ol_settle_at当月线上清算金额(分)人级人级
ofl_settle_cnt当月线下清算笔数人级人级
ofl_settle_at当月线下清算金额(分)人级人级
web_settle_cnt当月互联网清算笔数人级人级
web_settle_at当月互联网清算金额(分)人级人级
tr_withdrawal_cnt当月取现笔数人级人级
tr_deposit_cnt当月存款笔数人级人级
consumption_level_p消费水平人级人级
state_of_housing_p房产状态人级人级
state_of_car_p汽车状态人级人级
business_travel_p商旅者人级人级
age_of_consumption_p消费年龄段人级人级
gender_of_consumption_p消费性别人级人级
state_of_loan_p贷款状态人级人级
first_trans_dt首笔交易日期人级人级
consume_at当月广义消费金额人级人级
consume_cnt当月广义消费笔数人级人级
neg_consume_cnt当月反向广义消费笔数人级人级
max_day_settle_at当月单笔最高交易金额人级人级


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